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We discover high charges of households within the 4 cities have been unable to get medical care or have delayed needed well being care (starting from 19% in New York City to 27% in Houston), with over half saying that this has led to negative well being penalties (starting from 55% in Chicago to 75% in Houston). There were multiple reasons given, with many reporting that they couldn't find a doctor to see them, as hospitals across the U.S. have delayed or canceled medical procedures to focus assets on treating COVID-19.

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Just lately, a big U.S. microfinance institution requested Fiorillo’s analysis group "to assist them innovate a brand new loan product focused at individuals who by no means had a financial product of their lives - people who had [FICO] scores lower than 450 or who didn’t have any credit score score in any respect…. They asked: ‘What do we need to know, when designing this product, to insure the very best financial outcomes for our institution and for our borrowers? How should we be speaking to our purchasers? What issues should we do to attenuate our danger and the potential volatility of our portfolio, regardless that we really want to succeed in these low-revenue individuals?’