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Payday and automotive-title loans are small-dollar, excessive-price merchandise that thrive on preserving shoppers in a cycle of debt.<br><br>Eric Bank has been protecting business and financial topics since 1985, specializing in taking advanced subject matters and explaining them in easy terms for consumer audiences. Whereas payday loans are heavily regulated by ASIC, it's necessary to remember they are expensive and you should not apply if there are options available to you Before you apply, see when you may be eligible and if the opposite credit sorts fit your wants.